Opening a bank account as a foreigner — which banks are actually easy? (2026)

Helping a friend who just arrived, and we hit the classic wall: some banks won't open an account until you've been here 6 months. Frustrating when you need it for salary/rent immediately. From my experience the friendlier options were ゆうちょ and some net banks. But rules seem to change. So, 2026 edition — which banks did you successfully open with, and what did they ask for (在留カード, マイナンバー, 印鑑 or signature OK)? Let's build a useful list for newcomers 🏦